Showing posts with label Housing. Show all posts
Showing posts with label Housing. Show all posts

Monday, August 29, 2011

How to Make Sure We Keep Our Young Families in Ventura

A few weeks ago, I went out to Temple Beth Torah to observe a service honoring eight 16-year-olds who were finishing the Temple’s confirmation class. It was an emotional evening for me, because these kids are the last of the cohort I have known at the Temple for many years – the younger brothers and sisters of the kids who grew up with my college-age daughter.

It is also, sadly, the kind of event that doesn’t occur nearly as much as it used here in Ventura. The truth is that, as much as we love Ventura as a family, the number of children – and young people generally – is on the decline. And as a community we are getting older. According to the U.S. Census Bureau, between 2000 and 2010:

-- The number of children age 0-9 in Ventura declined by 11%.

-- The number of people between 30 and 50 – typically the parents of school-age children – declined by 10%.

-- The number of people over the age of 50 increased by almost 30%

To a certain extent, these statistics reflect a national and statewide trend toward a “graying” population. It’s also reflective of coastal cities throughout California, where the number of families and children is in decline.

More than anything, however, it might simply suggest a lack of turnover in Ventura’s population. Our kids are growing up and moving away and the rest of us are just getting older and staying here. I’m a good example: In the 2000 Census, I was in the 30-50 age category with a child at home. Now I’m an over-50 empty nester. (At least I was until a few weeks ago, when my Boomerang Daughter returned home … but that’s another story.) We don’t move away when we retire, because we already live in a great place to retire; and since we control new development strictly there aren’t many opportunities for new families to move in.

There was one bright spot in the Census: The number of people age 20-29 in Ventura went up 16%, a much higher figure than we saw statewide. This is a wonderful twist on the longstanding trend of kids from Ventura going away to college and never coming back. I don’t know for sure, but I’d guess there are two reasons for this bright spot. The first is that kids who grew up in town are sticking around because they can now go to college locally, especially at Cal State Channel Islands. The second is that young people from elsewhere are drawn to Ventura by the lifestyle and the growing opportunity for interesting jobs in our emerging economic sectors such as high-tech.

Like Ventura, mature communities all over the country are struggling because they can’t keep the people they need to fill important jobs and to give the community a family-oriented vitality. But the rise of the twenty-somethings here in town gives us an opportunity to reverse the trend. If we can hang on to these folks over the next 10 years, then they’ll stay here a long time and raise their families here.

But that’s not just going to happen. In order to keep our young families, we need to nurture the things that young families need – schools, jobs, and housing. We’ve already got the schools. Ventura Unified is an excellent school district with many choices – magnet and charter schools. We also have very good Catholic and Christian schools as well.

As for jobs, we’re working hard on creating a whole new sector of jobs in the “new economy” – high-tech, web development, and related companies that can provide stable, long-term employment. That’s why I’m so encouraged about the fact that our twenty-something population is on the rise. I think they’re coming to town – or staying in town after college – to work in these emerging businesses. We must continue our efforts to grow these private-sector businesses so that young families will have stable jobs.

That leaves housing. It’s true that, for the moment, housing in Ventura seems affordable. But it’s still expensive, especially compared with other places where young families might live. The median home price in Ventura in July was $327,000. That’s down 16% from last year, but it’s still way higher than the state average of $252,000 and more than double the cost of housing in the inland locations where young families typically move these days, like Bakersfield, the Inland Empire, and Las Vegas.

In the long run, we will have to be aggressive in making sure that there is enough housing – and the right kind of housing – for our young families to buy. That probably means building more townhomes and large, high-quality condominiums, because the families won’t be able to afford single-family homes as we did. It also means building more move-down housing for seniors – not just assisted living, but smaller units for older folks in places like downtown, where you don’t have to drive much. Because part of the problem, of course, is that we older folks are sitting on our larger houses even though we don’t have families. More move-down housing will encourage longtime Venturans to move out of their houses and stay in town – and also free up single-family housing for young families to buy so that we don’t have to build more sprawl to keep them in town.

In part, we can’t avoid the fact that we are an aging country, an aging state, and an aging city. We’re lucky that our health is better than our parents and we will be able to enjoy life – and also contribute to our community – far longer than they did. But Ventura remains – as it always has been – a great family town. We all need to work together to make sure that lots of people of all ages enjoy living here.

Wednesday, May 11, 2011

Unpermitted Second Units: A Big Step Forward

On Monday night, the City Council took a major step forward – at last – toward legalizing “second dwelling units” that provide safe housing for their inhabitants but do not have city permits. In approving the second unit ordinances, we have at last provided a path for owners of unpermitted second units to comply with our city code and become, to use an awkward term, “legal”.

This has not been an easy process and not everyone is completely happy with the outcome. I’ll get to some of those details a little later. But the important point is this: Previously, there was no way for the owner of an unpermitted second unit to legalize their situation unless they went through an expensive and time-consuming process. Now it will be much easier.

The issue of unpermitted second units is not widespread, but obviously it is very important for those involved – and for the community at large. A second unit can provide a dignified place to live for an elderly or disabled relative or for an adult child who is ready to move out of the house. It can also provide an important source of income for people struggling to make the mortgage. These second units effectively expand our housing supply without really increasing our density.

All older cities have lots of unpermitted second units, and Ventura’s problem may not be as widespread as you might think. In 2009, when we conducted an experiment in “pro-active” code enforcement for a few months, we found that – even in the older neighborhoods – only about 2-3% of properties have unpermitted second units. In other older cities where I have lived, practically every property had unpermitted units.

The issue with unpermitted second units is safety. True, an unpermitted second unit might be a cozy 90-year-old carriage house that was built before zoning codes were even invented and has modern and safe electrical and plumbing systems. An unpermitted second unit might also be a garage that’s been rigged into a makeshift living unit, with refrigerator and microwave hooked up through extension cords and a toilet that discharges into the ground. The trick is recognizing – and acknowledging – the difference. And, of course, there’s a delicate balance between providing fair processes for people involved in a code enforcement action and protecting the vast majority of Ventura residents who go out of their way to abide by the codes and expect their neighbors to as well.

About 18 months ago we appointed the “Safe Housing Collaborative,” a group of 13 citizens who were asked to involve the public in ways to improve the code enforcement process. They came back to us in February with a set of recommendations, and the ordinance adopted Monday was the result of direction we gave our staff at that time.

The second unit ordinance we adopted Tuesday night represents an important stride forward. In order to qualify, a property owner needs to produce at least one piece of documentation – and, in the case of what might be called “indirect’ evidence, two pieces. For example, an old assessor’s record acknowledging the unit’s existence will suffice. Similarly, if you have a rent receipt and a utility bill, those two would suffice as well. You can substitute an owner’s affidavit for one of the two pieces of “indirect” evidence.

You will, of course, have to comply with our building code; if you disagree with the determination of our Building Official, Andrew Stuffler, you’ll be able to appeal that decision to the Local Appeals Board, which under state law is the body that hears appeals from Andrew’s decision. If your unpermitted second unit went into service before 1987, you won’t have to worry about complying with our zoning ordinance. If the unit went into service after 1987 – the year the state began to require disclosure of unpermitted second units in property transactions – then, in theory, you’ll have to comply with our zoning rules for second units (setbacks, parking, and so forth). But you’ll be able to seek a kind of a variance from our Community Development Director, Jeff Lambert – the ordinances instructs him to grant variances liberally – and if you don’t like his decision you can appeal it just like a regular variance.

Finally, if it turns out you have to pay hefty fees to legalize your unit – which is unlikely in most cases but possible in some -- we’ve instructed the staff to look into the possibility of having the City provide financing for the payments.

Our new effort includes a couple of other, more general approaches that should make it easier for people to deal with code enforcement issues.

One is the “self-inspection” program, which will permit applicants working with their contractors to have a private inspector certify that a water heater or other small item complies with the code. (Improperly installed, water heaters can be big safety problems; but we’re trying to make getting permits less expensive.) The second is an expanded volunteer program, which will help our code enforcement folks resolve issues more quickly and also help permit applicants through the process.

Not everybody agreed with the decision we made on every single issue. Many of the Safe Housing Collaborative members came to meeting and asked us to make a number of changes from the staff recommendation. Some we did (a zoning appeals process, a financing program) and some we didn’t (eliminating the 1987 cutoff date). A few people were unhappy with the outcome, but I think it’s fair to say that most were not.

Most everybody understands that we’ve made it code enforcement easier – especially legalizing unpermitted second units – and that this is a good start. And, like any new ordinance, this one is a bit of an experiment. We’ll monitor it to see how it goes and make changes if they’re warranted. But there was no point in delaying the ordinance because there was still disagreement about some issues.

As the old saying goes, you shouldn’t let the perfect stand in the way of the good. And the truth of the matter is that if you have an unpermitted second unit that poses no safety hazard, it will be easier to legalize your unit than it used to be. I’d say that’s good, even if the ordinance isn’t perfect.

Tuesday, October 12, 2010

Back to the Bad Old Days?

Last night, after more than 3 hours of debate, the City Council voted 4-3 to add the floor of the Canada Larga Valley into the North Avenue Community Plan Area. I voted against this proposal, mostly because I think it will make it far more difficult to accomplish the many important community goals on the Westside and in the North Avenue that we all agree on. Frankly, I am afraid that this vote portends the return of the “bad old days” on land use and development in Ventura.

A little background: Back in April, the City Council green-lighted new community plans for the North Avenue and the Westside, as well as initial work to create a combined redevelopment project area for the entire North Avenue/Westside area. At that time, the city attorney concluded that Councilmember Monahan had a conflict because of his property holdings on Ventura Avenue and could not vote. When it came time to decide whether to put the Canada Larga floor into the plan area, the vote was 3-3 with Mr. Monahan sitting out it. Under our rules, the proposal failed, but it was obvious at that time that there were 4 votes on the council to include Canada Larga in the plan.

More recently the Fair Political Practices Commission and our city attorney determined that Mr. Monahan did not have a conflict and could vote on the matter. Not wanting to hold things up, I scheduled the item for last night.

We heard 40 speakers, but the truth of the matter is that we didn’t really have to. When we took the vote at 11 p.m. it was 4-3. Nobody had changed their mind based on listening to the speakers. To her credit, Councilmember Christy Weir said that, while she is conceptually in favor of executive housing in Canada Larga, she will be open-minded about whether the cost of infrastructure and police and fire service would be too high for the city. While Deputy Mayor Mike Tracy did not make quite the same comment, I think he’s somewhat open-minded too.

I was opposed to including Canada Larga before and I am even more opposed now – not only because I think homes up there are a bad idea, but because I believe the Canada Larga issue will be divisive and a huge distraction over the next couple of years as we move forward with the North Avenue/Westside efforts. Here are a few things that will now happen as a result of last night’s vote:

-- The environmental impact report for the North Avenue plan, which the City is paying for, will become far more time-consuming, complicated, and expensive than before. This will, at the very least, show things down.

-- The inevitable lawsuits from environmental groups will become much harder to defend. I think some environmental groups might sue anyway – they don’t like the tentative inclusion of agricultural land and some other parcels owned by the Bonsall family along the Ventura Avenue – but those lawsuits would be much simpler and easier to resolve if we did not include Canada Larga in the discussion.

-- It will become much harder to get Ventura County to sign off of the whole thing, especially the redevelopment project area. The redevelopment component is important because redevelopment funds from the Brooks/Petrochem project could be used for improvements down on the Avenue. But the County may oppose redevelopment and could even sue us. With Canada Large in, it’s much more likely that the County will hold up the redevelopment effort.

-- I don’t think we’re going to get this annexation past the Local Agency Formation Commission – the county agency that approves boundary changes. If LAFCO doesn’t approve this, then we’ll have to sue them to get it, and I can’t see us winning that lawsuit.

-- I’m pretty sure that our local environmentalists will run a ballot measure to make development of Canada Larga subject to a vote.

There you go: All kinds of costs, delays, lawsuits, and maybe ballot measures that will make it much more difficult – maybe impossible – for us to move forward with all the things we unanimously agree on in revitalizing the Westside and the North Avenue. All those those good things we all agree on are being held hostage in order to try to force through a Canada Larga development that we are deeply divided on and have never in the past allowed to move forward. Not a good idea.

Beyond that, I fear that that the whole Canada Larga thing will take us back to the “bad old days” of the growth wars in Ventura – where developers engage in game-playing to try to get four votes, people on either side of an issue call each other names, and everything comes to a halt because it’s so contentious.

Ventura was riven by this stuff for 30 years. Recently, all of us on the city council have worked hard to put those days behind us. We passed our infill-first General Plan in 2005, we eliminated the dysfunctional Residential Growth Management Program, and we cleaned up the development review process.

This is real progress, and I thank all six of my colleagues for working collaboratively to make that progress happen. Do we really want to go back to the bad old days?

I certainly don’t, but last night I already felt that we were back in the bad old days. Three examples:

-- Landowner Buzz Bonsall and one of his allies withheld their speaker cards for two hours and put them in at the last minute, at 10 o’clock, after all the other 40 speakers had spoken. Buzz discussed his proposed project a little – but only after everybody else had spoken when they had no opportunity to respond. Buzz had the right to do this, but, I’m sorry, that just seems like pointless game-playing to me. If this is any indication of how the relationship between the city and the property owner is going to go here, I’m not optimistic.

-- Councilmembers Monahan and Morehouse got into a heated debate on the dais about why Cal State had not been built here in Ventura on Taylor Ranch -- something that happened, I think, when Ronald Reagan was president. Can we finally get over that one?

-- Councilmember Monahan and former Mayor Richard Francis, who spoke as a member of the public, got into a heated back-and-forth as well, with Mr. Monahan accusing Mr. Francis (semi-jokingly, I think) of having a hand in the earlier decision to rule that he was conflicted out of the vote. (Mr. Francis brought the house down by responding that if it was up to him, Mr. Monahan would never get to vote.)

The back-and-forth between Monahan and Francis was wonderful political theater 20 years ago, when they served consecutively as mayor, the town was deeply divided over growth, and I used watch the council meetings sitting on my sofa. But we’ve made great progress in the last few years – generally speaking, we’ve left those days behind and moved forward together as a community.

I, for one, don’t want to see the bad old days come back again. It may be good political theater, but it’s only going to tear our town apart.

Sunday, September 12, 2010

Safe Housing in Ventura

Yesterday I attended the Safe Housing Collaborative's open house and workshop at Cabrillo Middle School. Safe housing and code enforcement has been a significant issue here in Ventura over the last year or two -- not surprising considering we are an older city with an older housing stock.

The meeting yesterday was terrific. I would say about 80 people showed up. The Safe Housing Collaborative -- a City Council-appointed group chaired by Jill Martinez -- did a terrific job of pulling things together and organizing the event. At the workshop, the participants were broken down into small tables and they discussed housing and code enforcement issues at length.

I'm looking forward to hearing what the Safe Housing Collaborative took away from the day. There were a lot of comments -- some angry, but most constructive. I tried to move from table to table to get a broad understanding of what people were saying, and here's what I heard most frequently:

1. Our permit fees are too high. (We have been increasing some fees in order to ensure that taxpayers don't subsidize building fees and code enforcement fines.)

2. To bring costs down, we should allow permit applicants or contractors to "self-certify" that the code has been met. (This is one of several options we've been discussing.)

3. We should focus on safety issues and not worry so much about other things that are technically substandard. ("Substandard" is defined in the state code and is pretty expansive.)

4. Our building inspectors and code enforcement officers sometimes have an attitude and/or don't demonstrate evenhandedness. (As I have no personal experience with this, I don't know if this is true or not.)

Anyway, these were the four things I heard pretty consistently.

You can get involved in the Safe Housing Collaborative discussion by joining the Safe Housing Ventura Yahoo group.

Wednesday, June 27, 2007

The Not-So-Silent Second

Remember when the rule of thumb was your house should cost three times your annual income? In Ventura today, the average house costs ten times the average household income. If you already own a house, you’re probably okay. But if you’re a young family – or you live somewhere else and you get a job here – it’s almost impossible to buy a house.

This is not only a problem for families – it’s also a problem for businesses. If the people who work for you can’t afford to buy a house in the community where you’re located, they’ll probably leave. At best, they’ll commute long distances, creating traffic congestion and environmental damage.

It’s a problem for small businesses like the one I run, which has seven employees. It’s also a problem for big organizations that employ hundreds of people, like the City of Ventura. The truth of the matter is that our community isn’t going to be competitive – and organizations large and small can’t do their job well – if people can’t afford to live in Ventura.

Last Monday night, the City Council unanimously approved one of the most important new initiatives to come forth since I was elected almost four years ago: the Employee Housing Assistance Program. It’s a simple, low-risk, and inexpensive way for the city to help city employees buy houses here in Ventura – an important element in “recruiting and retaining” good city employees. Just as important, it lays the foundation for a communitywide effort that would allow all employers – large and small – to do the same thing. Already, our city’s Housing Authority and Community Memorial Hospital have expressed interest in joining the program.

The concept is deceptively simple. You might call it a “not so silent” second mortgage. An employee qualifies for a mortgage. The employer puts up the collateral for an interest-only second mortgage and then pays the interest. The bottom line: The homebuyer’s monthly payment on a $450,000 mortgage debt is cut from $3,000 to $2,000 a month.

Too good to be true? Not really. Here are a few more details:

-- The employer isn’t really out the cost of the mortgage. It’s only collateral. The employer pays the interest on the second mortgage, but that cost is defrayed by the fact that the employer can still invest the cash. When the house is sold or refinanced, the employer gets the money back – with the interest.

On Monday night, the City Council approved $2 million for the program. But that’s not tax money the city is spending. That’s money the city already has in its investment portfolio that has simply been pledged against the employee’s mortgage. The $2 million will still be in the city’s investment portfolio, accumulating interest. The net annual cost to an employer like the city is estimated to be $3,000.

The program can provide a lot of help even for people who don’t make a lot of money. Virtually all full-time employees at the city are eligible for a second mortgage of $150,000.

At the city government, the lowest-paid full-time employees make about $13 to $14 an hour. You may think somebody making that kind of money would never be able to afford a house. But if two working adults make that amount, their household income is somewhere around $55,000 – enough to qualify for a mortgage of around $275,000-$300,000. Add the $150,000 second, and even people with modest incomes are back in the housing market.

And best of all: This program doesn’t have to be limited only to city employees. It can be opened up to anybody whose employer is willing to participate in the program. Right now the program will be run by the city, but as more and more employers join, it will probably be spun off into a separate entity.

The city has been in discussions with many large employers about participating – not just Community Memorial and the Housing Authority but also the county, Ventura College (which spoke in favor of the idea Monday night), Patagonia, and the school district. We’ve also been working with the Chamber of Commerce on ways to bring this program to small employers as well.

That’s good news for small business owners, like me. In my day job, I am fortunate to attract some of the most talented and promising young people in the country to work for me. But they almost always leave, usually because of housing price. I’d like to find ways to keep them in Ventura long-term, and as an employer I look forward to working with the Chamber on being a small-business participant in this program.

Thanks to Mayor Morehouse and especially Councilmember Neal Andrews for promoting and crafting the program as members of the Workforce Housing Ad Hoc committee. This is the most important step we’ve ever taken to “recruit and retain” good employees – not just at City Hall, but everywhere in our city.